Close credit account

{  "id": "550e8400-e29b-41d4-a716-446655440000",  "resource_id": "acc_2n1t201rmv87aae5j4csam8000",  "account_number": "29384756",  "user_id": "660e8400-e29b-41d4-a716-446655440111",  "type": "CREDIT",  "credit_limit": -5000000,  "available_limit": -2000000,  "available_balance": -3000000,  "balance": {    "total_charged": -3000000,    "principal_used": -2500000,    "total_outstanding": -3000000,    "total_paid": 0,    "breakdown": {      "principal_outstanding": -2500000,      "interest_outstanding": -500000,      "arrears_outstanding": 0,      "penalty_outstanding": 0    }  },  "currency": "KES",  "due_date": "2025-10-31",  "final_payment_due_date": "2025-10-31",  "status": "ACTIVE",  "fee_basis_points": 300,  "interest_rate": {    "basis_points": 300,    "period_value": 1,    "period_unit": "WEEKS"  },  "limits": {    "overdraft_limit": 500000,    "minimum_transfer_amount": 1000,    "maximum_transfer_amount": 5000000,    "daily_transfer_limit": 10000000  },  "auto_renews": true,  "paid_at": "2025-10-31T14:30:00",  "can_transact": true,  "created_at": "2025-09-01T10:15:30Z",  "updated_at": "2025-10-15T14:22:00Z"}

{  "code": "BAD_REQUEST",  "description": "Bad Request"}

{  "code": "UNAUTHORISED",  "description": "Unauthorised"}

{  "code": "WAITING_LIST",  "description": "User is in the waiting list"}

{  "code": "TOO_MANY_REQUESTS",  "description": "Too Many Requests"}

{  "code": "INTERNAL_SERVER_ERROR",  "description": "Internal Server Error"}